How this calculator works
Enter an amount, an inflation rate and a number of years. The calculator shows what the same basket of goods would cost in the future and the purchasing power of today's money at that point.
Why it matters
Inflation quietly reduces the value of cash. Savings earning less than inflation lose purchasing power every year. Use this tool to set future goals in realistic numbers — for education, retirement income or any long-term target.
Frequently asked questions
What inflation rate should I use?
Use your central bank's target or recent averages for your country, and test a higher rate for safety.
How is this calculated?
Future cost = amount × (1 + inflation)^years.
What beats inflation?
Historically, diversified growth assets have outpaced inflation over long periods, with short-term volatility.
Results are estimates for educational purposes and depend on the assumptions you enter. They are not an offer of credit or financial advice. Last reviewed October 2026.