Money check-up

1. Do you have an emergency fund covering at least 3 months of essential expenses?

2. Do you pay your credit card balance in full each month?

3. What share of take-home pay do you save or invest?

4. Do you have any debt above 10% interest?

5. Are you contributing to a retirement account?

6. Do you use a budget or spending plan?

7. Do you know your credit score?

8. Do you have adequate insurance (health, and life if others depend on you)?